Call report 2020Q3
MERCHANTS & CITIZENS BANK, THE — 2020Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 114,092,000 | USD | evidence → |
| Total loans | 37,437,000 | USD | evidence → |
| Allowance for loan losses | 943,000 | USD | evidence → |
| Securities available for sale | 44,073,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,180,000 | USD | evidence → |
| Interest-bearing deposits | 56,958,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,222,000 | USD | evidence → |
| Equity capital | 20,540,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,544,000 | USD | evidence → |
| Interest expense | 359,000 | USD | evidence → |
| Net interest income | 2,185,000 | USD | evidence → |
| Noninterest income | 208,000 | USD | evidence → |
| Noninterest expense | 2,025,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 407,000 | USD | evidence → |
| Income tax | -18,000 | USD | evidence → |
| Net income | 425,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,105,000 | USD | evidence → |
| Total capital | 16,698,000 | USD | evidence → |
| Risk-weighted assets | 47,073,000 | USD | evidence → |