Call report 2020Q2
MERCHANTS & CITIZENS BANK, THE — 2020Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,171,000 | USD | evidence → |
| Total loans | 37,132,000 | USD | evidence → |
| Allowance for loan losses | 949,000 | USD | evidence → |
| Securities available for sale | 48,895,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,533,000 | USD | evidence → |
| Interest-bearing deposits | 53,965,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,568,000 | USD | evidence → |
| Equity capital | 20,370,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,719,000 | USD | evidence → |
| Interest expense | 237,000 | USD | evidence → |
| Net interest income | 1,482,000 | USD | evidence → |
| Noninterest income | 135,000 | USD | evidence → |
| Noninterest expense | 1,358,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 259,000 | USD | evidence → |
| Income tax | -17,000 | USD | evidence → |
| Net income | 276,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,958,000 | USD | evidence → |
| Total capital | 16,568,000 | USD | evidence → |
| Risk-weighted assets | 48,491,000 | USD | evidence → |