Call report 2020Q1
MERCHANTS & CITIZENS BANK, THE — 2020Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,147,000 | USD | evidence → |
| Total loans | 34,674,000 | USD | evidence → |
| Allowance for loan losses | 985,000 | USD | evidence → |
| Securities available for sale | 50,241,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,596,000 | USD | evidence → |
| Interest-bearing deposits | 54,506,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,090,000 | USD | evidence → |
| Equity capital | 19,418,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 854,000 | USD | evidence → |
| Interest expense | 119,000 | USD | evidence → |
| Net interest income | 735,000 | USD | evidence → |
| Noninterest income | 106,000 | USD | evidence → |
| Noninterest expense | 691,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 150,000 | USD | evidence → |
| Income tax | -8,000 | USD | evidence → |
| Net income | 158,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,846,000 | USD | evidence → |
| Total capital | 16,448,000 | USD | evidence → |
| Risk-weighted assets | 47,764,000 | USD | evidence → |