Call report 2019Q4
MERCHANTS & CITIZENS BANK, THE — 2019Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,158,000 | USD | evidence → |
| Total loans | 33,933,000 | USD | evidence → |
| Allowance for loan losses | 983,000 | USD | evidence → |
| Securities available for sale | 49,852,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,972,000 | USD | evidence → |
| Interest-bearing deposits | 52,177,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,795,000 | USD | evidence → |
| Equity capital | 19,160,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,641,000 | USD | evidence → |
| Interest expense | 458,000 | USD | evidence → |
| Net interest income | 3,183,000 | USD | evidence → |
| Noninterest income | 370,000 | USD | evidence → |
| Noninterest expense | 2,793,000 | USD | evidence → |
| Provision for loan losses | -59,000 | USD | evidence → |
| Pretax income | 898,000 | USD | evidence → |
| Income tax | 26,000 | USD | evidence → |
| Net income | 872,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,685,000 | USD | evidence → |
| Total capital | 16,270,000 | USD | evidence → |
| Risk-weighted assets | 46,386,000 | USD | evidence → |