Call report 2019Q3
MERCHANTS & CITIZENS BANK, THE — 2019Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,389,000 | USD | evidence → |
| Total loans | 34,723,000 | USD | evidence → |
| Allowance for loan losses | 996,000 | USD | evidence → |
| Securities available for sale | 51,668,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,821,000 | USD | evidence → |
| Interest-bearing deposits | 52,497,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,324,000 | USD | evidence → |
| Equity capital | 19,320,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,739,000 | USD | evidence → |
| Interest expense | 340,000 | USD | evidence → |
| Net interest income | 2,399,000 | USD | evidence → |
| Noninterest income | 269,000 | USD | evidence → |
| Noninterest expense | 2,010,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 695,000 | USD | evidence → |
| Income tax | 14,000 | USD | evidence → |
| Net income | 681,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,856,000 | USD | evidence → |
| Total capital | 16,444,000 | USD | evidence → |
| Risk-weighted assets | 46,595,000 | USD | evidence → |