Call report 2019Q2
MERCHANTS & CITIZENS BANK, THE — 2019Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,203,000 | USD | evidence → |
| Total loans | 35,873,000 | USD | evidence → |
| Allowance for loan losses | 981,000 | USD | evidence → |
| Securities available for sale | 53,827,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,074,000 | USD | evidence → |
| Interest-bearing deposits | 53,259,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,815,000 | USD | evidence → |
| Equity capital | 18,956,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,866,000 | USD | evidence → |
| Interest expense | 223,000 | USD | evidence → |
| Net interest income | 1,643,000 | USD | evidence → |
| Noninterest income | 171,000 | USD | evidence → |
| Noninterest expense | 1,309,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 485,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 473,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,638,000 | USD | evidence → |
| Total capital | 16,237,000 | USD | evidence → |
| Risk-weighted assets | 47,568,000 | USD | evidence → |