Call report 2015Q3
MERCHANTS & CITIZENS BANK, THE — 2015Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,357,000 | USD | evidence → |
| Total loans | 36,663,000 | USD | evidence → |
| Allowance for loan losses | 1,130,000 | USD | evidence → |
| Securities available for sale | 51,450,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,479,000 | USD | evidence → |
| Interest-bearing deposits | 59,349,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,130,000 | USD | evidence → |
| Equity capital | 17,079,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,615,000 | USD | evidence → |
| Interest expense | 303,000 | USD | evidence → |
| Net interest income | 2,312,000 | USD | evidence → |
| Noninterest income | 293,000 | USD | evidence → |
| Noninterest expense | 1,843,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 769,000 | USD | evidence → |
| Income tax | 88,000 | USD | evidence → |
| Net income | 681,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,784,000 | USD | evidence → |
| Total capital | 15,403,000 | USD | evidence → |
| Risk-weighted assets | 48,983,000 | USD | evidence → |