Call report 2015Q4
MERCHANTS & CITIZENS BANK, THE — 2015Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,296,000 | USD | evidence → |
| Total loans | 35,965,000 | USD | evidence → |
| Allowance for loan losses | 1,067,000 | USD | evidence → |
| Securities available for sale | 53,396,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,559,000 | USD | evidence → |
| Interest-bearing deposits | 60,931,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,628,000 | USD | evidence → |
| Equity capital | 16,901,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,476,000 | USD | evidence → |
| Interest expense | 404,000 | USD | evidence → |
| Net interest income | 3,072,000 | USD | evidence → |
| Noninterest income | 377,000 | USD | evidence → |
| Noninterest expense | 2,758,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 748,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 728,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,495,000 | USD | evidence → |
| Total capital | 15,112,000 | USD | evidence → |
| Risk-weighted assets | 48,949,000 | USD | evidence → |