Call report 2015Q2
MERCHANTS & CITIZENS BANK, THE — 2015Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,647,000 | USD | evidence → |
| Total loans | 37,191,000 | USD | evidence → |
| Allowance for loan losses | 1,102,000 | USD | evidence → |
| Securities available for sale | 54,262,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,581,000 | USD | evidence → |
| Interest-bearing deposits | 61,225,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,356,000 | USD | evidence → |
| Equity capital | 16,246,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,737,000 | USD | evidence → |
| Interest expense | 202,000 | USD | evidence → |
| Net interest income | 1,535,000 | USD | evidence → |
| Noninterest income | 198,000 | USD | evidence → |
| Noninterest expense | 1,226,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 564,000 | USD | evidence → |
| Income tax | 68,000 | USD | evidence → |
| Net income | 496,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,598,000 | USD | evidence → |
| Total capital | 15,241,000 | USD | evidence → |
| Risk-weighted assets | 50,989,000 | USD | evidence → |