Call report 2015Q1
MERCHANTS & CITIZENS BANK, THE — 2015Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,680,000 | USD | evidence → |
| Total loans | 35,913,000 | USD | evidence → |
| Allowance for loan losses | 1,070,000 | USD | evidence → |
| Securities available for sale | 54,674,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,994,000 | USD | evidence → |
| Interest-bearing deposits | 64,162,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,831,000 | USD | evidence → |
| Equity capital | 16,848,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 870,000 | USD | evidence → |
| Interest expense | 100,000 | USD | evidence → |
| Net interest income | 770,000 | USD | evidence → |
| Noninterest income | 101,000 | USD | evidence → |
| Noninterest expense | 659,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 228,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | 203,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,306,000 | USD | evidence → |
| Total capital | 14,890,000 | USD | evidence → |
| Risk-weighted assets | 46,268,000 | USD | evidence → |