Call report 2014Q1
MERCHANTS & CITIZENS BANK, THE — 2014Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,640,000 | USD | evidence → |
| Total loans | 37,787,000 | USD | evidence → |
| Allowance for loan losses | 1,065,000 | USD | evidence → |
| Securities available for sale | 51,648,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,702,000 | USD | evidence → |
| Interest-bearing deposits | 69,296,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,406,000 | USD | evidence → |
| Equity capital | 14,117,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 960,000 | USD | evidence → |
| Interest expense | 126,000 | USD | evidence → |
| Net interest income | 834,000 | USD | evidence → |
| Noninterest income | 129,000 | USD | evidence → |
| Noninterest expense | 613,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 291,000 | USD | evidence → |
| Income tax | 54,000 | USD | evidence → |
| Net income | 237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,609,000 | USD | evidence → |
| Total capital | 14,226,000 | USD | evidence → |
| Risk-weighted assets | 48,876,000 | USD | evidence → |