Call report 2014Q2
MERCHANTS & CITIZENS BANK, THE — 2014Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,088,000 | USD | evidence → |
| Total loans | 37,121,000 | USD | evidence → |
| Allowance for loan losses | 1,108,000 | USD | evidence → |
| Securities available for sale | 49,598,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,988,000 | USD | evidence → |
| Interest-bearing deposits | 65,275,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,713,000 | USD | evidence → |
| Equity capital | 15,331,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,943,000 | USD | evidence → |
| Interest expense | 293,000 | USD | evidence → |
| Net interest income | 1,650,000 | USD | evidence → |
| Noninterest income | 245,000 | USD | evidence → |
| Noninterest expense | 1,131,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 663,000 | USD | evidence → |
| Income tax | 125,000 | USD | evidence → |
| Net income | 538,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,909,000 | USD | evidence → |
| Total capital | 14,494,000 | USD | evidence → |
| Risk-weighted assets | 46,264,000 | USD | evidence → |