Call report 2013Q4
MERCHANTS & CITIZENS BANK, THE — 2013Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,142,000 | USD | evidence → |
| Total loans | 37,015,000 | USD | evidence → |
| Allowance for loan losses | 940,000 | USD | evidence → |
| Securities available for sale | 49,049,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,523,000 | USD | evidence → |
| Interest-bearing deposits | 67,638,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,885,000 | USD | evidence → |
| Equity capital | 12,853,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,741,000 | USD | evidence → |
| Interest expense | 414,000 | USD | evidence → |
| Net interest income | 3,327,000 | USD | evidence → |
| Noninterest income | 446,000 | USD | evidence → |
| Noninterest expense | 2,940,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 1,303,000 | USD | evidence → |
| Income tax | 153,000 | USD | evidence → |
| Net income | 1,150,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,371,000 | USD | evidence → |
| Total capital | 13,990,000 | USD | evidence → |
| Risk-weighted assets | 49,281,000 | USD | evidence → |