Call report 2012Q4
MERCHANTS & CITIZENS BANK, THE — 2012Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,037,000 | USD | evidence → |
| Total loans | 40,278,000 | USD | evidence → |
| Allowance for loan losses | 831,000 | USD | evidence → |
| Securities available for sale | 44,956,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,147,000 | USD | evidence → |
| Interest-bearing deposits | 60,772,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,375,000 | USD | evidence → |
| Equity capital | 15,996,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,263,000 | USD | evidence → |
| Interest expense | 534,000 | USD | evidence → |
| Net interest income | 3,729,000 | USD | evidence → |
| Noninterest income | 470,000 | USD | evidence → |
| Noninterest expense | 2,919,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,123,000 | USD | evidence → |
| Income tax | 400,000 | USD | evidence → |
| Net income | 1,723,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,641,000 | USD | evidence → |
| Total capital | 13,294,000 | USD | evidence → |
| Risk-weighted assets | 52,028,000 | USD | evidence → |