Call report 2012Q3
MERCHANTS & CITIZENS BANK, THE — 2012Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,206,000 | USD | evidence → |
| Total loans | 41,207,000 | USD | evidence → |
| Allowance for loan losses | 903,000 | USD | evidence → |
| Securities available for sale | 42,954,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,722,000 | USD | evidence → |
| Interest-bearing deposits | 61,337,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,385,000 | USD | evidence → |
| Equity capital | 16,507,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,240,000 | USD | evidence → |
| Interest expense | 416,000 | USD | evidence → |
| Net interest income | 2,824,000 | USD | evidence → |
| Noninterest income | 363,000 | USD | evidence → |
| Noninterest expense | 2,078,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,792,000 | USD | evidence → |
| Income tax | 275,000 | USD | evidence → |
| Net income | 1,517,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,897,000 | USD | evidence → |
| Total capital | 13,556,000 | USD | evidence → |
| Risk-weighted assets | 52,491,000 | USD | evidence → |