Call report 2013Q1
MERCHANTS & CITIZENS BANK, THE — 2013Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,388,000 | USD | evidence → |
| Total loans | 38,807,000 | USD | evidence → |
| Allowance for loan losses | 903,000 | USD | evidence → |
| Securities available for sale | 48,997,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,641,000 | USD | evidence → |
| Interest-bearing deposits | 63,401,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,240,000 | USD | evidence → |
| Equity capital | 15,540,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 896,000 | USD | evidence → |
| Interest expense | 107,000 | USD | evidence → |
| Net interest income | 789,000 | USD | evidence → |
| Noninterest income | 108,000 | USD | evidence → |
| Noninterest expense | 698,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 750,000 | USD | evidence → |
| Income tax | 163,000 | USD | evidence → |
| Net income | 587,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,229,000 | USD | evidence → |
| Total capital | 13,852,000 | USD | evidence → |
| Risk-weighted assets | 49,595,000 | USD | evidence → |