Call report 2012Q2
MERCHANTS & CITIZENS BANK, THE — 2012Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,174,000 | USD | evidence → |
| Total loans | 40,316,000 | USD | evidence → |
| Allowance for loan losses | 1,067,000 | USD | evidence → |
| Securities available for sale | 45,721,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,915,000 | USD | evidence → |
| Interest-bearing deposits | 64,472,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,443,000 | USD | evidence → |
| Equity capital | 15,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,195,000 | USD | evidence → |
| Interest expense | 285,000 | USD | evidence → |
| Net interest income | 1,910,000 | USD | evidence → |
| Noninterest income | 235,000 | USD | evidence → |
| Noninterest expense | 1,417,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 1,040,000 | USD | evidence → |
| Income tax | 214,000 | USD | evidence → |
| Net income | 826,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,207,000 | USD | evidence → |
| Total capital | 12,863,000 | USD | evidence → |
| Risk-weighted assets | 52,107,000 | USD | evidence → |