Call report 2012Q1
MERCHANTS & CITIZENS BANK, THE — 2012Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,817,000 | USD | evidence → |
| Total loans | 42,070,000 | USD | evidence → |
| Allowance for loan losses | 1,133,000 | USD | evidence → |
| Securities available for sale | 45,656,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,167,000 | USD | evidence → |
| Interest-bearing deposits | 66,388,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,779,000 | USD | evidence → |
| Equity capital | 14,960,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,148,000 | USD | evidence → |
| Interest expense | 145,000 | USD | evidence → |
| Net interest income | 1,003,000 | USD | evidence → |
| Noninterest income | 117,000 | USD | evidence → |
| Noninterest expense | 682,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 768,000 | USD | evidence → |
| Income tax | 201,000 | USD | evidence → |
| Net income | 567,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,947,000 | USD | evidence → |
| Total capital | 12,641,000 | USD | evidence → |
| Risk-weighted assets | 55,059,000 | USD | evidence → |