Call report 2011Q4
MERCHANTS & CITIZENS BANK, THE — 2011Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,945,000 | USD | evidence → |
| Total loans | 42,864,000 | USD | evidence → |
| Allowance for loan losses | 1,021,000 | USD | evidence → |
| Securities available for sale | 40,674,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,719,000 | USD | evidence → |
| Interest-bearing deposits | 60,793,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,926,000 | USD | evidence → |
| Equity capital | 14,612,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,589,000 | USD | evidence → |
| Interest expense | 707,000 | USD | evidence → |
| Net interest income | 3,882,000 | USD | evidence → |
| Noninterest income | 426,000 | USD | evidence → |
| Noninterest expense | 2,814,000 | USD | evidence → |
| Provision for loan losses | 445,000 | USD | evidence → |
| Pretax income | 1,465,000 | USD | evidence → |
| Income tax | 157,000 | USD | evidence → |
| Net income | 1,308,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,382,000 | USD | evidence → |
| Total capital | 12,099,000 | USD | evidence → |
| Risk-weighted assets | 57,046,000 | USD | evidence → |