Call report 2008Q2
MERCHANTS & CITIZENS BANK, THE — 2008Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,822,000 | USD | evidence → |
| Total loans | 52,783,000 | USD | evidence → |
| Allowance for loan losses | 1,192,000 | USD | evidence → |
| Securities available for sale | 33,059,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,914,000 | USD | evidence → |
| Interest-bearing deposits | 75,439,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,475,000 | USD | evidence → |
| Equity capital | 11,063,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,015,000 | USD | evidence → |
| Interest expense | 1,433,000 | USD | evidence → |
| Net interest income | 1,582,000 | USD | evidence → |
| Noninterest income | 310,000 | USD | evidence → |
| Noninterest expense | 1,515,000 | USD | evidence → |
| Provision for loan losses | 388,000 | USD | evidence → |
| Pretax income | 35,000 | USD | evidence → |
| Income tax | -81,000 | USD | evidence → |
| Net income | 116,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,132,000 | USD | evidence → |
| Total capital | 9,924,000 | USD | evidence → |
| Risk-weighted assets | 62,973,000 | USD | evidence → |