Call report 2008Q1
MERCHANTS & CITIZENS BANK, THE — 2008Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,025,000 | USD | evidence → |
| Total loans | 50,321,000 | USD | evidence → |
| Allowance for loan losses | 1,236,000 | USD | evidence → |
| Securities available for sale | 34,671,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,805,000 | USD | evidence → |
| Interest-bearing deposits | 76,886,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,919,000 | USD | evidence → |
| Equity capital | 11,463,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,558,000 | USD | evidence → |
| Interest expense | 759,000 | USD | evidence → |
| Net interest income | 799,000 | USD | evidence → |
| Noninterest income | 149,000 | USD | evidence → |
| Noninterest expense | 719,000 | USD | evidence → |
| Provision for loan losses | 298,000 | USD | evidence → |
| Pretax income | -58,000 | USD | evidence → |
| Income tax | -47,000 | USD | evidence → |
| Net income | -11,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,059,000 | USD | evidence → |
| Total capital | 9,824,000 | USD | evidence → |
| Risk-weighted assets | 60,762,000 | USD | evidence → |