Call report 2008Q3
MERCHANTS & CITIZENS BANK, THE — 2008Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,771,000 | USD | evidence → |
| Total loans | 53,384,000 | USD | evidence → |
| Allowance for loan losses | 1,095,000 | USD | evidence → |
| Securities available for sale | 32,254,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,018,000 | USD | evidence → |
| Interest-bearing deposits | 73,317,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,701,000 | USD | evidence → |
| Equity capital | 11,814,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,461,000 | USD | evidence → |
| Interest expense | 2,012,000 | USD | evidence → |
| Net interest income | 2,449,000 | USD | evidence → |
| Noninterest income | 453,000 | USD | evidence → |
| Noninterest expense | 2,287,000 | USD | evidence → |
| Provision for loan losses | 513,000 | USD | evidence → |
| Pretax income | 146,000 | USD | evidence → |
| Income tax | -81,000 | USD | evidence → |
| Net income | 227,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,257,000 | USD | evidence → |
| Total capital | 10,028,000 | USD | evidence → |
| Risk-weighted assets | 61,386,000 | USD | evidence → |