Call report 2007Q4
MERCHANTS & CITIZENS BANK, THE — 2007Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,181,000 | USD | evidence → |
| Total loans | 51,969,000 | USD | evidence → |
| Allowance for loan losses | 1,004,000 | USD | evidence → |
| Securities available for sale | 34,997,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,831,000 | USD | evidence → |
| Interest-bearing deposits | 77,118,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,713,000 | USD | evidence → |
| Equity capital | 11,649,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,614,000 | USD | evidence → |
| Interest expense | 3,131,000 | USD | evidence → |
| Net interest income | 3,483,000 | USD | evidence → |
| Noninterest income | 598,000 | USD | evidence → |
| Noninterest expense | 3,214,000 | USD | evidence → |
| Provision for loan losses | 570,000 | USD | evidence → |
| Pretax income | 315,000 | USD | evidence → |
| Income tax | -262,000 | USD | evidence → |
| Net income | 577,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,067,000 | USD | evidence → |
| Total capital | 9,850,000 | USD | evidence → |
| Risk-weighted assets | 62,425,000 | USD | evidence → |