Call report 2007Q3
MERCHANTS & CITIZENS BANK, THE — 2007Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,853,000 | USD | evidence → |
| Total loans | 51,127,000 | USD | evidence → |
| Allowance for loan losses | 840,000 | USD | evidence → |
| Securities available for sale | 34,796,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,289,000 | USD | evidence → |
| Interest-bearing deposits | 75,993,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,296,000 | USD | evidence → |
| Equity capital | 11,651,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,961,000 | USD | evidence → |
| Interest expense | 2,325,000 | USD | evidence → |
| Net interest income | 2,636,000 | USD | evidence → |
| Noninterest income | 424,000 | USD | evidence → |
| Noninterest expense | 2,424,000 | USD | evidence → |
| Provision for loan losses | 315,000 | USD | evidence → |
| Pretax income | 343,000 | USD | evidence → |
| Income tax | -22,000 | USD | evidence → |
| Net income | 365,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,177,000 | USD | evidence → |
| Total capital | 9,947,000 | USD | evidence → |
| Risk-weighted assets | 61,504,000 | USD | evidence → |