Call report 2007Q2
MERCHANTS & CITIZENS BANK, THE — 2007Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,013,000 | USD | evidence → |
| Total loans | 52,815,000 | USD | evidence → |
| Allowance for loan losses | 1,369,000 | USD | evidence → |
| Securities available for sale | 33,010,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,941,000 | USD | evidence → |
| Interest-bearing deposits | 74,175,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,766,000 | USD | evidence → |
| Equity capital | 11,151,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,296,000 | USD | evidence → |
| Interest expense | 1,522,000 | USD | evidence → |
| Net interest income | 1,774,000 | USD | evidence → |
| Noninterest income | 284,000 | USD | evidence → |
| Noninterest expense | 1,611,000 | USD | evidence → |
| Provision for loan losses | 55,000 | USD | evidence → |
| Pretax income | 418,000 | USD | evidence → |
| Income tax | 52,000 | USD | evidence → |
| Net income | 366,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,173,000 | USD | evidence → |
| Total capital | 9,959,000 | USD | evidence → |
| Risk-weighted assets | 62,331,000 | USD | evidence → |