Call report 2005Q4
MERCHANTS & CITIZENS BANK, THE — 2005Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,470,000 | USD | evidence → |
| Total loans | 66,324,000 | USD | evidence → |
| Allowance for loan losses | 1,392,000 | USD | evidence → |
| Securities available for sale | 23,824,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,059,000 | USD | evidence → |
| Interest-bearing deposits | 71,027,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,032,000 | USD | evidence → |
| Equity capital | 10,670,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,943,000 | USD | evidence → |
| Interest expense | 2,063,000 | USD | evidence → |
| Net interest income | 4,880,000 | USD | evidence → |
| Noninterest income | 707,000 | USD | evidence → |
| Noninterest expense | 3,089,000 | USD | evidence → |
| Provision for loan losses | 1,463,000 | USD | evidence → |
| Pretax income | 1,048,000 | USD | evidence → |
| Income tax | 218,000 | USD | evidence → |
| Net income | 830,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,398,000 | USD | evidence → |
| Total capital | 9,300,000 | USD | evidence → |
| Risk-weighted assets | 71,679,000 | USD | evidence → |