Call report 2005Q3
MERCHANTS & CITIZENS BANK, THE — 2005Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,098,000 | USD | evidence → |
| Total loans | 68,022,000 | USD | evidence → |
| Allowance for loan losses | 1,321,000 | USD | evidence → |
| Securities available for sale | 24,474,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,510,000 | USD | evidence → |
| Interest-bearing deposits | 74,274,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,236,000 | USD | evidence → |
| Equity capital | 11,186,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,220,000 | USD | evidence → |
| Interest expense | 1,530,000 | USD | evidence → |
| Net interest income | 3,690,000 | USD | evidence → |
| Noninterest income | 540,000 | USD | evidence → |
| Noninterest expense | 2,347,000 | USD | evidence → |
| Provision for loan losses | 860,000 | USD | evidence → |
| Pretax income | 1,043,000 | USD | evidence → |
| Income tax | 259,000 | USD | evidence → |
| Net income | 784,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,745,000 | USD | evidence → |
| Total capital | 9,654,000 | USD | evidence → |
| Risk-weighted assets | 72,292,000 | USD | evidence → |