Call report 2006Q1
MERCHANTS & CITIZENS BANK, THE — 2006Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,511,000 | USD | evidence → |
| Total loans | 64,514,000 | USD | evidence → |
| Allowance for loan losses | 1,532,000 | USD | evidence → |
| Securities available for sale | 23,044,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,221,000 | USD | evidence → |
| Interest-bearing deposits | 74,788,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,433,000 | USD | evidence → |
| Equity capital | 10,942,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,779,000 | USD | evidence → |
| Interest expense | 577,000 | USD | evidence → |
| Net interest income | 1,202,000 | USD | evidence → |
| Noninterest income | 148,000 | USD | evidence → |
| Noninterest expense | 830,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 380,000 | USD | evidence → |
| Income tax | 85,000 | USD | evidence → |
| Net income | 295,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,693,000 | USD | evidence → |
| Total capital | 9,592,000 | USD | evidence → |
| Risk-weighted assets | 71,315,000 | USD | evidence → |