Call report 2005Q2
MERCHANTS & CITIZENS BANK, THE — 2005Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,257,000 | USD | evidence → |
| Total loans | 70,266,000 | USD | evidence → |
| Allowance for loan losses | 1,686,000 | USD | evidence → |
| Securities available for sale | 25,464,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,529,000 | USD | evidence → |
| Interest-bearing deposits | 74,536,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,993,000 | USD | evidence → |
| Equity capital | 10,928,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,436,000 | USD | evidence → |
| Interest expense | 987,000 | USD | evidence → |
| Net interest income | 2,449,000 | USD | evidence → |
| Noninterest income | 329,000 | USD | evidence → |
| Noninterest expense | 1,437,000 | USD | evidence → |
| Provision for loan losses | 785,000 | USD | evidence → |
| Pretax income | 561,000 | USD | evidence → |
| Income tax | 127,000 | USD | evidence → |
| Net income | 434,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,364,000 | USD | evidence → |
| Total capital | 9,296,000 | USD | evidence → |
| Risk-weighted assets | 73,826,000 | USD | evidence → |