Call report 2005Q1
MERCHANTS & CITIZENS BANK, THE — 2005Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,188,000 | USD | evidence → |
| Total loans | 70,876,000 | USD | evidence → |
| Allowance for loan losses | 1,187,000 | USD | evidence → |
| Securities available for sale | 25,883,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,315,000 | USD | evidence → |
| Interest-bearing deposits | 76,327,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,988,000 | USD | evidence → |
| Equity capital | 10,844,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,689,000 | USD | evidence → |
| Interest expense | 480,000 | USD | evidence → |
| Net interest income | 1,209,000 | USD | evidence → |
| Noninterest income | 163,000 | USD | evidence → |
| Noninterest expense | 759,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 484,000 | USD | evidence → |
| Income tax | 133,000 | USD | evidence → |
| Net income | 351,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,370,000 | USD | evidence → |
| Total capital | 9,316,000 | USD | evidence → |
| Risk-weighted assets | 75,411,000 | USD | evidence → |