Call report 2004Q4
MERCHANTS & CITIZENS BANK, THE — 2004Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,544,000 | USD | evidence → |
| Total loans | 68,905,000 | USD | evidence → |
| Allowance for loan losses | 1,125,000 | USD | evidence → |
| Securities available for sale | 25,561,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,627,000 | USD | evidence → |
| Interest-bearing deposits | 73,308,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,319,000 | USD | evidence → |
| Equity capital | 10,770,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,178,000 | USD | evidence → |
| Interest expense | 1,803,000 | USD | evidence → |
| Net interest income | 4,375,000 | USD | evidence → |
| Noninterest income | 836,000 | USD | evidence → |
| Noninterest expense | 3,129,000 | USD | evidence → |
| Provision for loan losses | 889,000 | USD | evidence → |
| Pretax income | 1,243,000 | USD | evidence → |
| Income tax | 352,000 | USD | evidence → |
| Net income | 891,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,988,000 | USD | evidence → |
| Total capital | 8,921,000 | USD | evidence → |
| Risk-weighted assets | 74,476,000 | USD | evidence → |