Call report 2004Q3
MERCHANTS & CITIZENS BANK, THE — 2004Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,762,000 | USD | evidence → |
| Total loans | 67,938,000 | USD | evidence → |
| Allowance for loan losses | 1,059,000 | USD | evidence → |
| Securities available for sale | 27,152,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,245,000 | USD | evidence → |
| Interest-bearing deposits | 72,778,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,467,000 | USD | evidence → |
| Equity capital | 11,279,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,580,000 | USD | evidence → |
| Interest expense | 1,338,000 | USD | evidence → |
| Net interest income | 3,242,000 | USD | evidence → |
| Noninterest income | 651,000 | USD | evidence → |
| Noninterest expense | 2,130,000 | USD | evidence → |
| Provision for loan losses | 685,000 | USD | evidence → |
| Pretax income | 1,113,000 | USD | evidence → |
| Income tax | 285,000 | USD | evidence → |
| Net income | 828,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,434,000 | USD | evidence → |
| Total capital | 9,356,000 | USD | evidence → |
| Risk-weighted assets | 73,624,000 | USD | evidence → |