Call report 2004Q2
MERCHANTS & CITIZENS BANK, THE — 2004Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,257,000 | USD | evidence → |
| Total loans | 65,244,000 | USD | evidence → |
| Allowance for loan losses | 699,000 | USD | evidence → |
| Securities available for sale | 28,003,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,234,000 | USD | evidence → |
| Interest-bearing deposits | 73,273,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,961,000 | USD | evidence → |
| Equity capital | 10,626,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,025,000 | USD | evidence → |
| Interest expense | 885,000 | USD | evidence → |
| Net interest income | 2,140,000 | USD | evidence → |
| Noninterest income | 449,000 | USD | evidence → |
| Noninterest expense | 1,398,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,064,000 | USD | evidence → |
| Income tax | 303,000 | USD | evidence → |
| Net income | 761,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,336,000 | USD | evidence → |
| Total capital | 9,035,000 | USD | evidence → |
| Risk-weighted assets | 72,461,000 | USD | evidence → |