Call report 2004Q1
MERCHANTS & CITIZENS BANK, THE — 2004Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,897,000 | USD | evidence → |
| Total loans | 63,663,000 | USD | evidence → |
| Allowance for loan losses | 823,000 | USD | evidence → |
| Securities available for sale | 27,679,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,827,000 | USD | evidence → |
| Interest-bearing deposits | 71,792,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,035,000 | USD | evidence → |
| Equity capital | 11,227,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,489,000 | USD | evidence → |
| Interest expense | 440,000 | USD | evidence → |
| Net interest income | 1,049,000 | USD | evidence → |
| Noninterest income | 229,000 | USD | evidence → |
| Noninterest expense | 738,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 473,000 | USD | evidence → |
| Income tax | 134,000 | USD | evidence → |
| Net income | 339,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,004,000 | USD | evidence → |
| Total capital | 8,827,000 | USD | evidence → |
| Risk-weighted assets | 69,270,000 | USD | evidence → |