Call report 2003Q4
MERCHANTS & CITIZENS BANK, THE — 2003Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,242,000 | USD | evidence → |
| Total loans | 61,671,000 | USD | evidence → |
| Allowance for loan losses | 800,000 | USD | evidence → |
| Securities available for sale | 32,289,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,351,000 | USD | evidence → |
| Interest-bearing deposits | 70,646,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,705,000 | USD | evidence → |
| Equity capital | 10,693,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,005,000 | USD | evidence → |
| Interest expense | 1,994,000 | USD | evidence → |
| Net interest income | 4,011,000 | USD | evidence → |
| Noninterest income | 800,000 | USD | evidence → |
| Noninterest expense | 3,029,000 | USD | evidence → |
| Provision for loan losses | 663,000 | USD | evidence → |
| Pretax income | 1,070,000 | USD | evidence → |
| Income tax | 342,000 | USD | evidence → |
| Net income | 728,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,633,000 | USD | evidence → |
| Total capital | 8,433,000 | USD | evidence → |
| Risk-weighted assets | 68,276,000 | USD | evidence → |