Call report 2003Q3
MERCHANTS & CITIZENS BANK, THE — 2003Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,676,000 | USD | evidence → |
| Total loans | 60,883,000 | USD | evidence → |
| Allowance for loan losses | 823,000 | USD | evidence → |
| Securities available for sale | 30,305,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,521,000 | USD | evidence → |
| Interest-bearing deposits | 71,308,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,213,000 | USD | evidence → |
| Equity capital | 11,609,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,497,000 | USD | evidence → |
| Interest expense | 1,534,000 | USD | evidence → |
| Net interest income | 2,963,000 | USD | evidence → |
| Noninterest income | 586,000 | USD | evidence → |
| Noninterest expense | 1,986,000 | USD | evidence → |
| Provision for loan losses | 144,000 | USD | evidence → |
| Pretax income | 1,380,000 | USD | evidence → |
| Income tax | 372,000 | USD | evidence → |
| Net income | 1,008,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,553,000 | USD | evidence → |
| Total capital | 9,376,000 | USD | evidence → |
| Risk-weighted assets | 67,805,000 | USD | evidence → |