Call report 2003Q2
MERCHANTS & CITIZENS BANK, THE — 2003Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,316,000 | USD | evidence → |
| Total loans | 60,723,000 | USD | evidence → |
| Allowance for loan losses | 827,000 | USD | evidence → |
| Securities available for sale | 31,081,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,224,000 | USD | evidence → |
| Interest-bearing deposits | 72,549,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,675,000 | USD | evidence → |
| Equity capital | 11,772,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,041,000 | USD | evidence → |
| Interest expense | 1,049,000 | USD | evidence → |
| Net interest income | 1,992,000 | USD | evidence → |
| Noninterest income | 419,000 | USD | evidence → |
| Noninterest expense | 1,295,000 | USD | evidence → |
| Provision for loan losses | 114,000 | USD | evidence → |
| Pretax income | 979,000 | USD | evidence → |
| Income tax | 268,000 | USD | evidence → |
| Net income | 711,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,223,000 | USD | evidence → |
| Total capital | 9,050,000 | USD | evidence → |
| Risk-weighted assets | 66,556,000 | USD | evidence → |