Call report 2003Q1
MERCHANTS & CITIZENS BANK, THE — 2003Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,720,000 | USD | evidence → |
| Total loans | 59,963,000 | USD | evidence → |
| Allowance for loan losses | 742,000 | USD | evidence → |
| Securities available for sale | 32,407,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,507,000 | USD | evidence → |
| Interest-bearing deposits | 74,325,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,182,000 | USD | evidence → |
| Equity capital | 11,227,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,532,000 | USD | evidence → |
| Interest expense | 539,000 | USD | evidence → |
| Net interest income | 993,000 | USD | evidence → |
| Noninterest income | 184,000 | USD | evidence → |
| Noninterest expense | 691,000 | USD | evidence → |
| Provision for loan losses | 29,000 | USD | evidence → |
| Pretax income | 449,000 | USD | evidence → |
| Income tax | 131,000 | USD | evidence → |
| Net income | 318,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,673,000 | USD | evidence → |
| Total capital | 8,415,000 | USD | evidence → |
| Risk-weighted assets | 65,446,000 | USD | evidence → |