Call report 2002Q4
MERCHANTS & CITIZENS BANK, THE — 2002Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,686,000 | USD | evidence → |
| Total loans | 61,468,000 | USD | evidence → |
| Allowance for loan losses | 800,000 | USD | evidence → |
| Securities available for sale | 31,959,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,667,000 | USD | evidence → |
| Interest-bearing deposits | 74,927,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,740,000 | USD | evidence → |
| Equity capital | 10,823,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,036,000 | USD | evidence → |
| Interest expense | 2,313,000 | USD | evidence → |
| Net interest income | 3,723,000 | USD | evidence → |
| Noninterest income | 725,000 | USD | evidence → |
| Noninterest expense | 2,740,000 | USD | evidence → |
| Provision for loan losses | 579,000 | USD | evidence → |
| Pretax income | 1,146,000 | USD | evidence → |
| Income tax | 540,000 | USD | evidence → |
| Net income | 606,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,324,000 | USD | evidence → |
| Total capital | 8,124,000 | USD | evidence → |
| Risk-weighted assets | 66,093,000 | USD | evidence → |