Call report 2025Q2
NORTHERN STATE BANK — 2025Q2
The 22 measures NORTHERN STATE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 305,579,000 | USD | evidence → |
| Total loans | 158,167,000 | USD | evidence → |
| Allowance for loan losses | 1,709,000 | USD | evidence → |
| Securities available for sale | 95,892,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 273,305,000 | USD | evidence → |
| Interest-bearing deposits | 247,774,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,531,000 | USD | evidence → |
| Equity capital | 31,780,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,443,000 | USD | evidence → |
| Interest expense | 1,693,000 | USD | evidence → |
| Net interest income | 5,750,000 | USD | evidence → |
| Noninterest income | 1,078,000 | USD | evidence → |
| Noninterest expense | 3,419,000 | USD | evidence → |
| Provision for loan losses | 254,000 | USD | evidence → |
| Pretax income | 3,149,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 3,133,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,536,000 | USD | evidence → |
| Total capital | 33,341,000 | USD | evidence → |
| Risk-weighted assets | 170,800,000 | USD | evidence → |