Call report 2025Q3
NORTHERN STATE BANK — 2025Q3
The 22 measures NORTHERN STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,281,000 | USD | evidence → |
| Total loans | 157,759,000 | USD | evidence → |
| Allowance for loan losses | 1,859,000 | USD | evidence → |
| Securities available for sale | 98,376,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 293,241,000 | USD | evidence → |
| Interest-bearing deposits | 265,321,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,920,000 | USD | evidence → |
| Equity capital | 32,999,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,449,000 | USD | evidence → |
| Interest expense | 2,656,000 | USD | evidence → |
| Net interest income | 8,793,000 | USD | evidence → |
| Noninterest income | 1,343,000 | USD | evidence → |
| Noninterest expense | 5,263,000 | USD | evidence → |
| Provision for loan losses | 403,000 | USD | evidence → |
| Pretax income | 4,463,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 4,439,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,842,000 | USD | evidence → |
| Total capital | 33,797,000 | USD | evidence → |
| Risk-weighted assets | 175,615,000 | USD | evidence → |