Call report 2025Q1
NORTHERN STATE BANK — 2025Q1
The 22 measures NORTHERN STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 306,781,000 | USD | evidence → |
| Total loans | 155,913,000 | USD | evidence → |
| Allowance for loan losses | 1,559,000 | USD | evidence → |
| Securities available for sale | 93,607,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 275,758,000 | USD | evidence → |
| Interest-bearing deposits | 249,075,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,683,000 | USD | evidence → |
| Equity capital | 30,649,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,697,000 | USD | evidence → |
| Interest expense | 834,000 | USD | evidence → |
| Net interest income | 2,863,000 | USD | evidence → |
| Noninterest income | 264,000 | USD | evidence → |
| Noninterest expense | 1,618,000 | USD | evidence → |
| Provision for loan losses | 104,000 | USD | evidence → |
| Pretax income | 1,399,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 1,391,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,795,000 | USD | evidence → |
| Total capital | 32,449,000 | USD | evidence → |
| Risk-weighted assets | 165,736,000 | USD | evidence → |