Call report 2004Q3
SPIRIT BANK — 2004Q3
The 22 measures SPIRIT BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 19,501,000 | USD | evidence → |
| Total loans | 9,439,000 | USD | evidence → |
| Allowance for loan losses | 195,000 | USD | evidence → |
| Securities available for sale | 8,374,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 15,909,000 | USD | evidence → |
| Interest-bearing deposits | 13,827,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,082,000 | USD | evidence → |
| Equity capital | 2,452,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 694,000 | USD | evidence → |
| Interest expense | 207,000 | USD | evidence → |
| Net interest income | 487,000 | USD | evidence → |
| Noninterest income | 110,000 | USD | evidence → |
| Noninterest expense | 439,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 141,000 | USD | evidence → |
| Income tax | 51,000 | USD | evidence → |
| Net income | 90,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,455,000 | USD | evidence → |
| Total capital | 2,601,000 | USD | evidence → |
| Risk-weighted assets | 12,074,000 | USD | evidence → |