Call report 2004Q2
SPIRIT BANK — 2004Q2
The 22 measures SPIRIT BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 20,180,000 | USD | evidence → |
| Total loans | 9,522,000 | USD | evidence → |
| Allowance for loan losses | 198,000 | USD | evidence → |
| Securities available for sale | 8,279,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 15,710,000 | USD | evidence → |
| Interest-bearing deposits | 13,564,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,146,000 | USD | evidence → |
| Equity capital | 2,361,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 455,000 | USD | evidence → |
| Interest expense | 136,000 | USD | evidence → |
| Net interest income | 319,000 | USD | evidence → |
| Noninterest income | 77,000 | USD | evidence → |
| Noninterest expense | 296,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 84,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 54,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,414,000 | USD | evidence → |
| Total capital | 2,567,000 | USD | evidence → |
| Risk-weighted assets | 12,235,000 | USD | evidence → |