Call report 2004Q4
SPIRIT BANK — 2004Q4
The 22 measures SPIRIT BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 20,642,000 | USD | evidence → |
| Total loans | 9,882,000 | USD | evidence → |
| Allowance for loan losses | 165,000 | USD | evidence → |
| Securities available for sale | 7,111,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 17,216,000 | USD | evidence → |
| Interest-bearing deposits | 14,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,248,000 | USD | evidence → |
| Equity capital | 2,338,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 930,000 | USD | evidence → |
| Interest expense | 291,000 | USD | evidence → |
| Net interest income | 639,000 | USD | evidence → |
| Noninterest income | 142,000 | USD | evidence → |
| Noninterest expense | 598,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 166,000 | USD | evidence → |
| Income tax | 61,000 | USD | evidence → |
| Net income | 105,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,364,000 | USD | evidence → |
| Total capital | 2,518,000 | USD | evidence → |
| Risk-weighted assets | 12,313,000 | USD | evidence → |