Call report 2004Q1
SPIRIT BANK — 2004Q1
The 22 measures SPIRIT BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 20,114,000 | USD | evidence → |
| Total loans | 9,148,000 | USD | evidence → |
| Allowance for loan losses | 197,000 | USD | evidence → |
| Securities available for sale | 8,677,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 15,619,000 | USD | evidence → |
| Interest-bearing deposits | 13,954,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,665,000 | USD | evidence → |
| Equity capital | 2,418,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 226,000 | USD | evidence → |
| Interest expense | 68,000 | USD | evidence → |
| Net interest income | 158,000 | USD | evidence → |
| Noninterest income | 38,000 | USD | evidence → |
| Noninterest expense | 149,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 43,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 31,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,387,000 | USD | evidence → |
| Total capital | 2,548,000 | USD | evidence → |
| Risk-weighted assets | 12,868,000 | USD | evidence → |