Call report 2003Q4
SPIRIT BANK — 2003Q4
The 22 measures SPIRIT BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 19,638,000 | USD | evidence → |
| Total loans | 8,976,000 | USD | evidence → |
| Allowance for loan losses | 196,000 | USD | evidence → |
| Securities available for sale | 8,681,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 15,191,000 | USD | evidence → |
| Interest-bearing deposits | 13,514,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,677,000 | USD | evidence → |
| Equity capital | 2,366,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 898,000 | USD | evidence → |
| Interest expense | 308,000 | USD | evidence → |
| Net interest income | 590,000 | USD | evidence → |
| Noninterest income | 135,000 | USD | evidence → |
| Noninterest expense | 604,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 149,000 | USD | evidence → |
| Income tax | 49,000 | USD | evidence → |
| Net income | 100,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,354,000 | USD | evidence → |
| Total capital | 2,515,000 | USD | evidence → |
| Risk-weighted assets | 12,866,000 | USD | evidence → |