Call report 2003Q3
SPIRIT BANK — 2003Q3
The 22 measures SPIRIT BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 19,297,000 | USD | evidence → |
| Total loans | 9,246,000 | USD | evidence → |
| Allowance for loan losses | 195,000 | USD | evidence → |
| Securities available for sale | 7,719,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,737,000 | USD | evidence → |
| Interest-bearing deposits | 13,181,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,556,000 | USD | evidence → |
| Equity capital | 2,402,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 672,000 | USD | evidence → |
| Interest expense | 239,000 | USD | evidence → |
| Net interest income | 433,000 | USD | evidence → |
| Noninterest income | 98,000 | USD | evidence → |
| Noninterest expense | 454,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 109,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 71,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,386,000 | USD | evidence → |
| Total capital | 2,549,000 | USD | evidence → |
| Risk-weighted assets | 13,012,000 | USD | evidence → |