Call report 2003Q2
SPIRIT BANK — 2003Q2
The 22 measures SPIRIT BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 19,475,000 | USD | evidence → |
| Total loans | 9,368,000 | USD | evidence → |
| Allowance for loan losses | 198,000 | USD | evidence → |
| Securities available for sale | 6,568,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,937,000 | USD | evidence → |
| Interest-bearing deposits | 13,427,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,510,000 | USD | evidence → |
| Equity capital | 2,417,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 440,000 | USD | evidence → |
| Interest expense | 164,000 | USD | evidence → |
| Net interest income | 276,000 | USD | evidence → |
| Noninterest income | 65,000 | USD | evidence → |
| Noninterest expense | 305,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 70,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 46,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,370,000 | USD | evidence → |
| Total capital | 2,527,000 | USD | evidence → |
| Risk-weighted assets | 12,489,000 | USD | evidence → |