Call report 2025Q1
TROY BANK & TRUST COMPANY — 2025Q1
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,528,851,000 | USD | evidence → |
| Total loans | 994,957,000 | USD | evidence → |
| Allowance for loan losses | 13,084,000 | USD | evidence → |
| Securities available for sale | 393,971,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,341,204,000 | USD | evidence → |
| Interest-bearing deposits | 1,048,753,000 | USD | evidence → |
| Noninterest-bearing deposits | 292,451,000 | USD | evidence → |
| Equity capital | 172,708,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,267,000 | USD | evidence → |
| Interest expense | 6,931,000 | USD | evidence → |
| Net interest income | 13,336,000 | USD | evidence → |
| Noninterest income | 1,655,000 | USD | evidence → |
| Noninterest expense | 8,164,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 5,578,000 | USD | evidence → |
| Income tax | 987,000 | USD | evidence → |
| Net income | 4,591,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 190,219,000 | USD | evidence → |